If any good thing shall go forward, something must be adventured.
~ Sir Thomas More
A Dialogue Concerning Heresies (1529)
Leading Causes and our creative collaboratores at RGA-Public Relations strive to advance research and thought leadership in the mortgage lending industry. Our complimentary publications are meant to help thought leaders think about, write about, and advance transformational ideas.
Five Super Trends: The Future of Real Estate Settlement Services
This paper presents five (5) trends in the mortgage lending and settlement services industries suggesting the next paradigm shift in the ways lenders obtain real estate settlement services (Flood, appraisal, credit, and title).
The Appraisal Management Company Full-Fee Hypothesis
This paper explores 20 self-serving benefits to the real estate settlement services appraisal management
from an industry-wide implementation of a full-fee model for acquiring mortgage appraisals. Is it time to revisit our grandfather's business model?
The Three-Day Convention in the Real Estate Settlement Services Vendor Management Industry
This paper explores the origin of the three-day turnaround time for mortgage settlement services title and appraisal products, and why it mattered for the times. We conclude by asking, Is the 3-day convention still relevant today, some 50 years later?
||The Past, The Future
Click Here to access our collection of articles in the Mortgage Third Party Risk Blog.
Leadership and Foresight - 12/16/11
Press Release - Leading Causes to Consult with Financial Services PR Firm - 7/13/11
Jeff Schurman UPDATE - 7/11/11
Moderating the Underwriter Leadership Panel at NS3 - 6/11/11
The New Bifurcation of AMC Oversight - 8/19/10
Does a Trusted Advisor Bite the Hand That Feeds? - 5/1/10
AMC Registration Fees: Beating the horse one (hopefully) last time - 8/13/10
A few thoughts on bank-owned VMCs - 7/20/10
The Evolution of Review Appraisals - Housing Wire 7/17/10
Ten characteristics of meaningful AMC regulation… Take 2 - 6/21/10
Finding the Value in Appraisal Management Companies - 4/2010
Deconstructing the Price of an Appraisal - RISMedia's REAL ESTATE, 3/11/10
Standards of Good Practice in Appraisal Management - RISMedia's REAL ESTATE, 2/11
Warning: What you are about to read could be career-ending. - 1/1/10
Why the AMC business model is here to stay - 12/18/09
AMC lists: Should you buy one? - 11/4/09
High AMC registration fees penalize small-shop AMCs - 10/27/09
Appraiser Supply and Demand - 9/30/09
Trusted advisor or obstacle to commerce? - 6/9/09
Screening Out The Bad Fit - 5/27/09
The Economics of an Optimal Number of Vendors - 5/27/09
VMCs are not new kids on the block! - 4/23/09
Doing the Math: Quantifying the AMC Loophole - 4/22/09
Appraisers, USPAP Obligations, and AMCs - 4/18/09
HVCC and the Structure of the Mortgage Finance System - 4/15/09
Appraisers, Legal Obligations, and AMCs - 4/6/09
Why State Regulation of AMCs Will Put Small AMCs Out of Business - 3/30/09
A Prediction on the Future of Regulatory Oversight - 2/25/09
When Leaders Panic Followers Freeze in Their Tracks - 2/11/09
Should AMCs be Criticized So Much for 3-Day Turnaround Times? - 1/24/09